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Teaching Personal Finance in Colorado

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Personal Financial Literacy Resources

  • Search by grade level for tools, standards-aligned lesson plans and digital programs to teach Personal Finance
  • Search for student & teacher scholarship and grant opportunities
  • Online personal financial literacy resources


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Personal Financial Literacy Standards 

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Curriculum Support

Article IX, Section 16 of Colorado's constitution states, "Neither the general assembly nor the state board of education shall have power to prescribe textbooks to be used in the public schools." However, CDE can still serve as an advisor to help districts and schools adopt, adapt, develop, or use the materials of their choice.

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Instructional Support

  • EverFi Financial LiteracyRobust library of lessons on a variety on financial literacy topics.
  • Next Gen Personal FinanceVarious online lesson plans and digital resources to teach personal finance topics. Curriculum unit workshops, 1 semester and full semester courses available.

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Get Involved in Personal Finance Education

There are many opportunities to connect and grow as a professional educator with the larger personal finance education community, including mailing lists, professional organizations, and events.


Personal Finance Education Legislation

  • HB25-1192 (2025): Incorporation of all financial literacy standards into a course that is required for graduation
  • HB 22-1366 (2022): Improving Students' Postsecondary Options
  • HB 21-1200 (2021): Concerning Financial Literacy Standards for Public Schools
  • CRS 22-2-127 (2015): Financial Literacy resource bank and technical assistance
  • SB 09-256 Section 17 (2009): Individual Career and Academic Plan (ICAP) required for all graduates. Personal Financial Literacy is a quality indicator within ICAP requirements
  • HB 08-1168 (2008): Financial Literacy Standards established and then revised and implemented by fall 2020
  • CRS 22-32-135 (2004): “Strongly Encourages” local district school boards to adopt PFL as a part of district curriculum and graduation requirements

For further assistance, please contact:

Stephanie Hartman
hartman_s@cde.state.co.us